Credit Intelligence

Lenders verify business financials by looking at their:

Bank Statements Financial statements, including balance sheets, income statements, and cash flow statements Tax statements

Lenders spend hours reading and analyzing information from all different sources to get a sense of financial health of a business.

Kaaj can extract information from any type of document - PDF,Excel, scanned documents and analyze it to help lenders assess creditworthiness of businesses.

Kaaj automates

The process of financial spreading typically involves:

Inputting this data into a spreadsheet or specialized credit spreading software Providing analysts with a side-by-side comparison of the borrower's financials over multiple time periods Identifying trends and analyzing the data to predict future financial statements Financial spreading is an essential tool for managing risk in lending. However, financial statements can come in many different shapes, sizes, and formats, so there is no true standardized business financial statement